Tuesday, September 12, 2017

Questions To Ask Any Contractor Making Storm Home Damage Repairs MN Homeowners Need

By Catherine Reed


A home is one of the most expensive purchases many people make in their lifetimes, and when homes are damaged due to storms, owners want them repaired as quickly, economically, and reliably as possible. It is not unusual to see strangers, in neighborhoods affected by major storms, offering quick fixes for upfront fees then disappearing as soon as they get their money. In order to avoid this kind of scam, there are questions you should ask contractors offering storm home damage repairs MN homeowners need after a significant weather event.

0If you have experienced significant damage to your house, you probably want to get someone working on it right away. It's important to wait on the insurance provider to look at it first however. You can start looking for contractors and asking questions like how long they been in business and what kinds of repair jobs they have experience with.

You have the right to ask for references that can be verified. These should be homeowners who needed similar repair jobs to yours, and they should be recent. If a contractor is not willing to give at least three references, you might want to move on to another company. It is important to get positive feedback from past clients.

It is very important that any contractor you hire be licensed, bonded, and insured. If they don't have liability insurance, for instance, you could be held liable if one of the people repairing your house gets hurt on the job. In addition to being responsible for medical bills, you could get sued. You have a right to see proof of insurance and any required licenses.

It is not unusual for contractors to hire subcontractors to do portions of the jobs they are working on. This allows them to accept more work than would be otherwise possible and increases their gross profit. If the contractor you choose is going to do something like this, you need to know it. You should feel comfortable that all the people working on your home are qualified to do so.

When you are hiring someone to make major repairs on your house, you need to feel comfortable that the individual you select specializes in this type of work. You don't want a general handyman who spends most of the time doing minor repairs handling a structural problem. You also don't need a neighbor, friend, or family member who knows something about roofs or water damage, repairing your house.

There are a number of warning signs that indicate an individual offering to repair your house might not be legitimate. You should beware of people with out of state car or truck tags, who don't have an established place of business, or want cash in advance. Those without proof of licenses and adequate insurance should be avoided as well.

When storms damage your house, you need it repaired by someone who is experienced, professional and trustworthy. You home is a valuable asset. You shouldn't entrust it to just anyone. Asking pertinent questions in the beginning, will help prevent costly mistakes.




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